WPS is the only UK pension consultancy owned by a family business and dedicated to advising family-owned firms. We combine innovative professional advice with operational know-how to deliver successful de-risking strategies. We advise families, not trustees, ensuring objectives balance all stakeholder interests. 

Our culture and values align closely with those of our clients.

We work with family businesses of all sizes and sectors, from under £1m to over £500m in pension liabilities. Our approach begins with a discovery phase, analysing the scheme against business and family objectives. We then create a bespoke, integrated pension strategy and collaborate through implementation to achieve successful outcomes.

Services Offered to Family Businesses

Our core strategy focuses on de-risking and assisting clients to ultimately achieve a risk transfer of legacy defined benefit pension schemes, sometimes on accelerated timelines for succession or exit. Our services include:

- Funding and investment strategies

- Governance structures

- Liability management

- Benefit optimisation

- Financial education and guidance

- Pragmatic solutions for scheme closures, family demergers, restructuring, dividend policy, share buybacks, and M&A

- PPF levy advice, pension accounting, executive pensions, adviser procurement, governance design, and DC consulting aligned with family values and regulatory compliance.

Our experience as a family-owned consultancy gives us a genuine understanding of the challenges and opportunities facing family firms. We are committed to delivering solutions that support both business success and family legacy, both now and in the future.

Get in touch if you have any questions about your legacy defined benefit pension schemes and one of the team will get back to you shortly.